Financing Options

People can choose to finance their home energy improvements rather than paying upfront.

general programs

GoGreen Financing

Where: Statewide

Description: GoGreen Financing helps California homeowners and renters access affordable financing for a broad range of home energy efficiency and electrification measures. Financing can be paired with rebates and incentives. To get started, visit and find a GoGreen or TECH Clean California participating contractor.

CaliforniaFIRST PACE Financing

Where: PACE Participating Communities

Description: Renew Financial specializes in the Property Assessed Clean Energy (PACE) financing program, a unique and easy-to-use financing solution that allows homeowners in participating communities to make energy-efficient home improvements with competitive fixed interest rates, terms of up to 30-yrs for some projects, and no money down. Qualification is primarily based on your home’s equity and not your credit score. Find out today if your home is eligible for PACE financing at

Energy Smart Homes Financing Program

Where: Statewide

Description: California homeowners making qualifying improvements to their primary residence or vacation home through the Energy-Smart program have access to trusted financing from the National Energy Improvement Fund, the nation’s only Certified B-Corp and U.S. Department of Energy Home Improvement Expert energy efficiency lender. 100% financing of project, from $2,500 to $35,000; combine with Energy-Smart rebates for qualifying improvements; simple interest unsecured loan – no lien on property; low guaranteed fixed monthly payments – not a credit card or teaser rate; for work performed by contractors with the NEIF Seal of Approval.